How are AVCs invested?

Your Pension Account will build up through your own and your employer’s contributions as well as your AVCs saved. The total fund is then invested in a Lifestyle method of investing.  This means that at various stages of your life your fund is invested in a range of funds that are appropriate to the length of time to your retirement. In other words – when you are many years from retirement, your Pension Account will be invested in growth focused funds and then as you near retirement your Pension Account is gradually invested in protection focused funds. 

If you want to know more about the funds your Pension Account and AVC account is invested in please see our pages on this website where you will see comprehensive detail on the Investment Strategy of the Scheme, the current and historic performance of the various funds, details of the Lifestyling model used and more.